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Financing & Online Payments

A panel upgrade or a rewire rarely arrives on a convenient week. Approved financing lets the work happen now and the cost spread out, and if you already have an invoice, you can pay it securely online.

  • Plans from GreenSky and Synchrony, subject to credit approval
  • Fixed-rate, reduced-rate and promotional plans, with terms up to 120 months
  • Pay an existing invoice online without calling the office
Licensed, Bonded & Insured · C-10 #879507
NEC Compliant
Same-Day Service
Home Team Electric electricians documenting panel and receptacle conditions during a whole-home assessment

Financing Options

Do the Job Once, Pay Over Time

Home Team Electric works with two lenders so you can pick the structure that fits: a fixed rate over a long term, a reduced rate with a fixed monthly payment, or a promotional plan. Rates and terms below are the lenders' own; approval, amount and rate are theirs to decide, not ours.

GreenSky®

Merchant #81051045 (quote this number when applying by phone).

Apply with GreenSky
  • Plan 9991

    Fixed Rate Plan 9.99%-22.99% APR for 120 Months.

    (Loan term is 120 months and rates range from 9.99%-22.99% APR. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $10,000 financed at 22.99% APR, 120 monthly payments of $213.48. This example is an estimate only.)

  • Plan 2833

    Fixed Rate Plan 13.99% APR for 120 Months.

    (Loan term is 120 months at fixed rate 13.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $10,000 financed at 13.99% APR, 120 monthly payments of $155.21. This example is an estimate only.)

Subject to credit approval. Loan amount and rate will vary based on your income and creditworthiness. Ask for details.

Prefer to apply by phone? Call GreenSky® at 800-357-1558 / 866-936-0602

Synchrony

Merchant #5348121931004418 (quote this number when applying by phone).

Apply with Synchrony
  • Plan 965

    Reduced 11.99% APR and fixed monthly payments equal to 1.75% of promo purchase amount-until Paid in Full

    On purchases with your Synchrony bank credit card. $29 account activation fee may apply. Estimated payoff period 86 months.

  • Plan 920

    No Interest if Paid in Full within 6 Months

    On purchases with your Synchrony bank credit card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. $29 account activation fee may apply. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full.

Subject to credit approval. Loan amount and rate will vary based on your income and creditworthiness. Ask for details.

Prefer to apply by phone? Call Synchrony at 888-679-6700 Option 3/1 - Client Services 866-396-8254

Home Team Electric is not a lender and does not make credit decisions. Financing is provided by the lenders named above; all terms, approvals and account servicing are theirs.

Online Payments

Pay Your Invoice

Already had work done? Pay securely below. Card details are entered directly with our payment processor. They are never handled by this site.

Pay securely with Clover

Payments are handled on Home Team Electric's Clover checkout. Card details are entered directly with the processor and never touch this website. Have your invoice number handy.

Pay Your Invoice

Opens Clover's secure checkout in a new tab. Prefer to pay by phone? Call 760-248-8709.

In Their Own Words

Financing only helps if the work is worth financing. Here is what homeowners across the Coachella Valley and Morongo Basin say happened after we put our name on their job.

First class experience from start to finish! Every single team member that I spoke to or worked with was so friendly and professional. From the first call with Shannon when she said “Home team electric, how can we make you smile today?” I felt like I was dealing with the right...Read the full review

B
Ben Hinkle
Homeowner

Josh alerted me of his estimated arrival, then arrived right on time. He quickly assessed the situation, informing me and educating me on what the cause of the issue was. He then provided a list of optional solutions and further explained the pros/cons and overall benefits of...Read the full review

B
Brandon Blair
Homeowner

Great service from Mike today – took care of our issue with great timeliness and communication.

A
Alexander Dobrecevic
Homeowner

Angel was really pleasant and knowledgeable. He explained every step of the process and completed the work quickly.

K
Karen Smith
Homeowner

Fast professional service. Honest price.

D
Dad Hangout
Homeowner

Had out outdoor outlets replaced and a Tesla EV charger installed and it couldn't have gone better. I was kept informed about the process and price and I absolutely love the charger!

R
R Jordan
Homeowner

Very thorough in giving an estimate of the cost of installation of a generator-very clear on what would be involved- very friendly

K
Karen Pirozzi
Homeowner

Mike was so efficient, professional and extremely knowledgeable. I would 💯 call them again for any of my electrical needs.

T
Tricia Rice
Homeowner

Barrett did a terrific job diagnosing and fixing multiple issues that I had, not only with my car charger, but with items that were not properly originally installed. Thank you Home Team Electric and many many thank you’s to Barrett for his excellent knowledge and skill to...Read the full review

A
Andrew Pollin
Homeowner

all prices are preset so it’s straight upfront pricing. They seem knowledgeable and they did give me the opportunity to say no to anything they were going to do because it would cost more money but I chose to step it up a little bit and get some electrical jobs done around my...Read the full review

A
Adam Ottenstein
Homeowner
16,000+

Homeowners Served

See what homeowners across the Coachella Valley and Morongo Basin are saying about our work.

Read All Reviews

Reviews last updated

Call or Book Online

Talk to a Neighbor, Not a Robot

A real person answers, day or night. Tell us what you've noticed, a breaker that keeps tripping, a warm outlet, a project you're planning, and we'll tell you exactly what to expect. The electrician at your door is local and works under California C-10 Electrical Contractor License #879507, serving the Coachella Valley and Morongo Basin since 2006. Same-day service available. • 72091 Woburn Ct Ste A, Thousand Palms, CA 92276 • 760-248-8709 • info@hometeamelectric.com

$99
Service Call
Written Price Before Any Work Begins

Ready When You Are

Get a written price, then choose how to pay for it.

Call and we will scope the work and quote it up front. If financing makes sense, we will point you at the plan that fits. The lender decides the rest.

Questions Homeowners Actually Ask

The questions homeowners across the Coachella Valley and Morongo Basin actually ask us, answered the way we answer them in person: plainly, with the reasoning behind every recommendation, so you can decide what fits your home.

How Does Living in This Desert Change the Way You Evaluate a Home’s Electrical System?

It changes the evaluation from the start. Coachella Valley summers regularly climb past 115 degrees, and Morongo Basin day-to-night swings can exceed 40 degrees, cycling expansion and contraction through every connection. So symptoms get read against the home's age, construction era, and load history, not just the breaker that tripped.

What Protections Do I Have If Something Goes Wrong After the Job?

Two guarantees with proof behind them. The 100% Satisfaction Guarantee means if the work does not meet your expectations, we make it right. The Lifetime Workmanship Guarantee means we fix workmanship failures at no charge, and the coverage stays with the home if you sell it. Behind both: California C-10 Electrical Contractor License #879507 and a $1,000,000 per-occurrence liability policy.

Why Does Home Team Electric Only Work on Residential Homes?

Because residential electrical work is a specialty, not a side category. Most contractors split time between construction, commercial buildings, and residential calls. Home Team Electric chose one focus in 2006: the electrical systems inside homes across the Coachella Valley and Morongo Basin. Decades inside thousands of desert homes builds pattern recognition no generalist schedule can produce.

Who Is Home Team Electric, and Who Will Actually Be in My Home?

Home Team Electric is a residential-only electrical contractor serving the Coachella Valley and Morongo Basin since 2006. The person at your door is a Home Team Electric electrician: drug tested, background checked, and professionally trained, with weekly ongoing training. The company has completed more than 25,000 residential projects, with a 4.9 Google rating and 16,000+ homeowners served.

Do I Need GFCI (Shock Prevention) Protection by the Pool and Spa?

Yes. Code requires GFCI (shock prevention) protection for pool and spa equipment, nearby receptacles, and underwater lighting, and the requirement exists because water and electricity meet here on purpose. Many desert pools predate today's requirements and run unprotected. If you do not know whether yours is protected, that is exactly what the evaluation answers.

When Does an Older Desert Home Need Rewiring?

Rewiring is warranted when the wiring itself, not just a device, has aged past safety: brittle or damaged insulation, ungrounded two-wire circuits, aluminum branch wiring, or repeated faults across different circuits. Desert attics bake wiring insulation for decades. An evaluation maps which circuits actually need work, because most older homes need targeted rewiring, not a whole-home gut.

What Does Whole-Home Surge Protection Actually Protect?

A whole-home surge protector at the panel clamps voltage spikes before they reach your circuits, protecting everything plugged in: AC systems, appliances, EV chargers, and electronics. In the desert, monsoon lightning, grid switching, and your own large motors all generate surges. Plug strips alone protect single devices. The panel unit protects the home.

Why Do My Lights Flicker When the AC Kicks On?

A brief dim when a large motor starts can be normal, because compressors pull a surge of current on startup. Regular, noticeable flickering across multiple rooms is not. It usually means the panel or service is near its limit, or a connection has loosened under desert heat. The pattern decides which, and the pattern is worth reading professionally.

Are Your Electricians Licensed and Certified?

Yes. Home Team Electric holds California C-10 Electrical Contractor License #879507, verifiable at cslb.ca.gov. The field team includes certified residential specialists, electricians in training, and apprentices, and a certified electrician leads or oversees the work in your home.

How Fast Can You Get to My Home?

Same-day service available, and a real person answers the phone whether it is 2am or 2 in the afternoon. We dispatch from the center of the Coachella Valley and serve the full valley and the Morongo Basin. Active hazards are triaged first, so tell us exactly what you are seeing when you call.

What Should I Do If I Smell Burning Near an Outlet or My Panel?

Treat it as a fire risk. Cut power to that area at the breaker if you can reach it safely, keep flammables clear, and call an electrician now. A burning, fishy, or hot-plastic smell means heat is already damaging insulation somewhere in the system. This is the one electrical symptom that does not wait for morning.

Do You Charge for the Service Call?

Yes. The $99 service call covers an electrician and a fully stocked truck at your home. You get a full diagnosis, findings explained in plain language, and guaranteed pricing in writing before any work begins. After-hours, overnight, weekend, and holiday emergency service is $289. You approve the price first, every time.

Why Does My Circuit Breaker Keep Tripping, Especially in Hot Weather?

A breaker trips to protect your home. Repeated tripping is most often caused by an overloaded circuit, heat stress on aging components, or an electrical fault that requires professional diagnosis. In desert homes these problems show up faster than in cooler climates. If the same breaker has tripped more than once, that pattern deserves a proper evaluation, not just a reset.

Can My Panel Handle a Level 2 EV Charger?

It depends on the panel's capacity and what already runs on it. A Level 2 EV charger is a large continuous load, and in desert homes the panel is already working hard against air conditioning for half the year. A load calculation tells you whether your panel can carry it, needs a derate, or needs an upgrade first.

Is 200-amp service necessary for a desert home?

For most homes adding air conditioning, an EV charger, or a pool pump, 200-amp service is the practical floor. The right answer comes from a load calculation for your specific home, not a chart.

Will my power be off during the upgrade?

Power is off for part of the day while the panel is replaced. An electrician coordinates the window with you in advance so you can plan around it.

A Real Person Answers the Phone

Tell us what's going on in your home and we'll give you a straight answer, whether or not it ends in an appointment. Same-day service available.